Package-Commerical

Commercial Package policies are generally advantageous to both the insured and insurer. For the insured, there are fewer policies with which to deal, the chance of coverage gaps or overlapping coverage is reduced, and premium savings often result. Insurers realize expense savings and may avoid adverse risk selection. A common Comercial Package policy is the businessowner's policy. Black Bear attempts to package policies together as much as possible to give these advantages to our clients.