[xa_acc style="xa-style2" ][xa_slide title="Continual Advice" openclose="" icon="fa fa-search-plus"]As insurance professionals, we are committed to providing you with the most up to date information regarding insurance issues. With so many changes in the insurance industry, we want to be able to have the answers you need when you need them. We created this website to be a resource for you to find out general descriptions of wide range of insurance coverages and bonds that could benefit your business. Our insurance agents are also always available to answer any questions and provide additional more detailed information on any insurance product. Please do not hesitate to contact our office.[/xa_slide][/xa_acc]

[xa_acc style="xa-style2" ][xa_slide title="Endorsement" openclose="" icon="fa fa-search-plus"]Endorsements will need to be processed on your policy upon any change in exposure. Below are some of the changes you may encounter on a regular basis: Commercial Property – change in location, expansion, increase in stock, increase in business personal property values Commercial General Liability – change in payroll, change in sales, increased liability Workers Compensation – change in payroll, change in type of work being performed, exemption changes, change in locations Commercial Auto – change in vehicles, drivers, location, garaging location, coverages, driving radius Change in ownership – applies to all policies *Any change needed on your policy must be called into our office or to one of our agents. Please note that you must speak to one of our agents about the change and coverage cannot be changed through e-mail or voicemail.[/xa_slide][/xa_acc]

[xa_acc style="xa-style2" ][xa_slide title="Claims Management" openclose="" icon="fa fa-search-plus"]If you become aware of an incident which could lead to a claim against your business, please contact or office immediately. We will provide you with the information you need to file a claim with the insurance carrier. We will also be there to assist you during the claims process and answer any questions you may have. We are very confident that the carriers we represent will provide you with the response you need during this difficult time. *Note: Claims cannot be reported via e-mail or voicemail.[/xa_slide][/xa_acc]

[xa_acc style="xa-style2" ][xa_slide title="Insurance Renewal" openclose="" icon="fa fa-search-plus"]Your Renewal process is very important. This is the time to review your coverages and make sure you are adequately insured. Your Account Executive or Account Manager will be in touch with you prior to your expiration date to review any changes in exposure and offer a renewal quote. Any changes in exposure should be reported at that time. You will be offered the best available quote through the best available market.[/xa_slide][/xa_acc]

[xa_acc style="xa-style2" ][xa_slide title="Community Involvement" openclose="" icon="fa fa-search-plus"]Black Bear offers a variety of insurance policies to protect your business: Real Florida 5K Defenders of Wildlife Black Bear Festival Wekiva Springs State Park No two businesses are exactly the same. That's why the agents at Black Bear Insurance Agency refuse to take a "cookie cutter" approach to designing the insurance program for your business. It is only after doing a thorough review of your operations and getting to know you and your business the best we can, that we will sit down and offer you a custom built insurance program tailored to your needs and budget. We want to provide you an extraordinary solution to the concern of protecting your ongoing business.[/xa_slide][/xa_acc]