Black Bear is an Independent Insurance Agency

focused on protecting businesses across Florida...


Policy Endorsements

Endorsements will need to be processed on your policy upon any change in exposure. Below are some of the changes you may encounter on a regular basis:

Commercial Property – change in location, expansion, increase in stock, increase in business personal property values

Commercial General Liability – change in payroll, change in sales, increased liability

Workers Compensation – change in payroll, change in type of work being performed, exemption changes, change in locations

Commercial Auto – change in vehicles, drivers, location, garaging location, coverages, driving radius

Change in ownership – applies to all policies

*Any change needed on your policy must be called into our office or to one of our agents. Please note that you must speak to one of our agents about the change and coverage cannot be changed through e-mail or voicemail.

Black Bear Insurance Agency is proud to be a part of the following organizations for independent insurance agencies.