Equipment Breakdown

Black Bear is an Independent Insurance Agency

focused on protecting businesses across Florida...


Equipment breakdown insurance (also known as mechanical breakdown or boiler and machinery insurance) is used to cover almost every kind of equipment that contains pressure or generates/transmits power. It covers the equipment that breaks down, the building, business personal property, and other equipment that may break as a result of the initial equipment breaking down or flying apart.

Black Bear can work with you to put together a complete policy that will keep your business moving even if important machinery stops. We will put together a complete policy that protects your business for the need of the equipment and the losses that could result from breakdown, including the following additional coverage options for this policy:

  • Property Damage
  • Expediting Expenses
  • Extra Expense
  • Spoilage Damage
  • Utility Interruption
    And others...


Black Bear Insurance Agency is proud to be a part of the following organizations for independent insurance agencies.