Equipment Floater

Black Bear is an Independent Insurance Agency

focused on protecting businesses across Florida...


The equipment floater policy covers the heavy machinery, equipment and tools a contractor needs to conduct business. This investment must be protected from loss by fire, theft, landslide and other perils, while on the jobsite, on the way to and from a job site, and while the equipment is temporarily stored.

Black Bear will assist you in evaluating whether this coverage is important to your business. The floater will cover a contractor on an all risk or named perils basis for loss to all types of tools, machinery, and equipment owned, rented or borrowed by the insured. Neither the commercial property or commercial auto provide the extensive coverage that can be obtained under this policy. Please contact an agent in our office today for a free no obligation consultation and premium indication that will let you know if this coverage is right for your business.


Black Bear Insurance Agency is proud to be a part of the following organizations for independent insurance agencies.