Liquor Liability

Black Bear is an Independent Insurance Agency

focused on protecting businesses across Florida...


Liquor liability insurance provides coverage that protects organizations whose business involves the manufacturing, distributing, selling or serving of liquor from the liability of contributing to or causing a person's intoxication, furnishing to minors, or violations of statute. This type of exposure is excluded from the General Liability policy.

The licensed agents at Black Bear Insurance Agency will evaluate your business operations and current insurance policies to let you know if carrying a liquor liability policy is necessary for your business. They will also discuss with you appropriate limits and the difference between an occurence or claims made form for your policy. As a vendor of alcohol, you have many additional risks and those need to be properly insured. Black Bear can assist you in protecting your business.


Black Bear Insurance Agency is proud to be a part of the following organizations for independent insurance agencies.