Black Bear is an Independent Insurance Agency

focused on protecting businesses across Florida...


Property coverage will provide protection for a loss to physical property or the loss of its income producing abilities if the loss is due to a covered peril. Property may include building, business personal property and some types of rented office equipment. This type of coverage is typically written on a Special Form. (Cover due to all perils except what is excluded).

At Black Bear, we can review the different types of Property Coverage available and offer a competitive rate. This type of coverage may be included in aCommercial Package Policy. The threat of hurricanes makes our state of Florida one of the most challenging areas for property insurance in the world. We have seen the result of this in increased premiums over the last few years. Black Bear is committed to working with you and your business to find the best coverage and rates available. Contact one of our agents today to see what we can do for your business.


Black Bear Insurance Agency is proud to be a part of the following organizations for independent insurance agencies.