Black Bear is an Independent Insurance Agency

focused on protecting businesses across Florida...


Are you adequately covered to provide you with the protection you need in the event of a liability loss? Losses could be well into the millions of dollars depending on the type of damage the injured party sustains. The commercial umbrella policy provides additional limits over your general liability, automobile liability and employers liability coverage. This coverage begins where your underlying coverage stops.

At Black Bear, we can review your type of risk and provide you with quotes for extra protection provided through an umbrella policy. In today’s litigious society, an umbrella policy is a standard with many businesses. It will provide the extra added protection needed for the business to survive in the event of a substantial award from a lawsuit.


Black Bear Insurance Agency is proud to be a part of the following organizations for independent insurance agencies.